The Top 10 commodities that affect the household budget – from Kevin Morrison, author of Living in a Material World
1) Oil – the cost of filling up the car has increased. Wholesale oil prices, which is what the refiner pays for the oil before it processes the oil into products such as petrol and diesel, are rising. However, the price of petrol has only increased by about 25%. This is because so much of the petrol price is tax, going straight back to the government. At the moment about 50 pence of the price of a litre of petrol is fuel; on top of that is the VAT, which is charged on the final retail price – so if the retail price £1.25 a litre another 17.5% (21.8 pence) is paid to the government through the VAT.
So if the government cuts its VAT or fuel excise on petrol – so that people with cars can drive more cheaply - it means that it has less revenues to spend on education or hospitals.



















say that you won’t get as good a yield if you take shortcuts, but I say, leave that until you’re serious about raising vegetables. For now, to get you started, 







































